Create card

Create card

curl --request POST \
  --url https://api.global.direct.reap.global/2026-07-13/cards \
  --header 'Content-Type: application/json' \
  --header 'x-api-key: <api-key>' \
  --data '
{
  "type": "<string>",
  "title": "<string>",
  "cardholderId": "<string>",
  "category": "<string>",
  "isRevolving": true,
  "expiresAt": "2023-12-25",
  "spendControl": {},
  "restriction": {
    "time": {
      "start": "<string>",
      "end": "<string>"
    },
    "category": {
      "allow": true,
      "ids": [
        "<string>"
      ]
    }
  },
  "message": "<string>"
}
'

import requests

url = "https://api.global.direct.reap.global/2026-07-13/cards"

payload = {
    "type": "<string>",
    "title": "<string>",
    "cardholderId": "<string>",
    "category": "<string>",
    "isRevolving": True,
    "expiresAt": "2023-12-25",
    "spendControl": {},
    "restriction": {
        "time": {
            "start": "<string>",
            "end": "<string>"
        },
        "category": {
            "allow": True,
            "ids": ["<string>"]
        }
    },
    "message": "<string>"
}
headers = {
    "x-api-key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    type: '<string>',
    title: '<string>',
    cardholderId: '<string>',
    category: '<string>',
    isRevolving: true,
    expiresAt: '2023-12-25',
    spendControl: {},
    restriction: {
      time: {start: '<string>', end: '<string>'},
      category: {allow: true, ids: ['<string>']}
    },
    message: '<string>'
  })
};

fetch('https://api.global.direct.reap.global/2026-07-13/cards', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.global.direct.reap.global/2026-07-13/cards",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'type' => '<string>',
    'title' => '<string>',
    'cardholderId' => '<string>',
    'category' => '<string>',
    'isRevolving' => true,
    'expiresAt' => '2023-12-25',
    'spendControl' => [
        
    ],
    'restriction' => [
        'time' => [
                'start' => '<string>',
                'end' => '<string>'
        ],
        'category' => [
                'allow' => true,
                'ids' => [
                                '<string>'
                ]
        ]
    ],
    'message' => '<string>'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "x-api-key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.global.direct.reap.global/2026-07-13/cards"

	payload := strings.NewReader("{\n  \"type\": \"<string>\",\n  \"title\": \"<string>\",\n  \"cardholderId\": \"<string>\",\n  \"category\": \"<string>\",\n  \"isRevolving\": true,\n  \"expiresAt\": \"2023-12-25\",\n  \"spendControl\": {},\n  \"restriction\": {\n    \"time\": {\n      \"start\": \"<string>\",\n      \"end\": \"<string>\"\n    },\n    \"category\": {\n      \"allow\": true,\n      \"ids\": [\n        \"<string>\"\n      ]\n    }\n  },\n  \"message\": \"<string>\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("x-api-key", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.global.direct.reap.global/2026-07-13/cards")
  .header("x-api-key", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"type\": \"<string>\",\n  \"title\": \"<string>\",\n  \"cardholderId\": \"<string>\",\n  \"category\": \"<string>\",\n  \"isRevolving\": true,\n  \"expiresAt\": \"2023-12-25\",\n  \"spendControl\": {},\n  \"restriction\": {\n    \"time\": {\n      \"start\": \"<string>\",\n      \"end\": \"<string>\"\n    },\n    \"category\": {\n      \"allow\": true,\n      \"ids\": [\n        \"<string>\"\n      ]\n    }\n  },\n  \"message\": \"<string>\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.global.direct.reap.global/2026-07-13/cards")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["x-api-key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"type\": \"<string>\",\n  \"title\": \"<string>\",\n  \"cardholderId\": \"<string>\",\n  \"category\": \"<string>\",\n  \"isRevolving\": true,\n  \"expiresAt\": \"2023-12-25\",\n  \"spendControl\": {},\n  \"restriction\": {\n    \"time\": {\n      \"start\": \"<string>\",\n      \"end\": \"<string>\"\n    },\n    \"category\": {\n      \"allow\": true,\n      \"ids\": [\n        \"<string>\"\n      ]\n    }\n  },\n  \"message\": \"<string>\"\n}"

response = http.request(request)
puts response.read_body

{
  "id": "card_01JZ2Q4T4J7QF2G6Z3X9A1B5CD",
  "type": "virtual",
  "status": "active",
  "title": "Travel card",
  "last4": "4242",
  "expiresAt": "2028-08-31",
  "isRevolving": false,
  "planType": "topUp",
  "category": "travel",
  "cardholder": {
    "userId": "user_01JZ2Q1J4Y8P7M6N5K3H2G1F0E",
    "name": "Ada Lovelace",
    "email": "ada@example.com"
  },
  "spendCap": {
    "amount": "5000.00",
    "currency": "USD"
  },
  "spentAmount": {
    "amount": "0.00",
    "currency": "USD"
  },
  "spendControl": {
    "limits": {
      "transaction": {
        "amount": "1000.00",
        "currency": "USD"
      },
      "monthly": {
        "amount": "5000.00",
        "currency": "USD"
      }
    },
    "spent": {
      "monthly": {
        "amount": "0.00",
        "currency": "USD"
      }
    },
    "atm": {
      "dailyWithdrawal": {
        "amount": "500.00",
        "currency": "USD"
      },
      "dailyFrequency": 3
    }
  },
  "restriction": {
    "time": {
      "start": "09:00",
      "end": "18:00"
    },
    "category": {
      "allow": true,
      "ids": [
        "travel"
      ]
    }
  },
  "createdAt": "2026-07-13T08:00:00.000Z",
  "updatedAt": "2026-07-13T08:00:00.000Z"
}

POST

2026-07-13

cards

Create card

curl --request POST \
  --url https://api.global.direct.reap.global/2026-07-13/cards \
  --header 'Content-Type: application/json' \
  --header 'x-api-key: <api-key>' \
  --data '
{
  "type": "<string>",
  "title": "<string>",
  "cardholderId": "<string>",
  "category": "<string>",
  "isRevolving": true,
  "expiresAt": "2023-12-25",
  "spendControl": {},
  "restriction": {
    "time": {
      "start": "<string>",
      "end": "<string>"
    },
    "category": {
      "allow": true,
      "ids": [
        "<string>"
      ]
    }
  },
  "message": "<string>"
}
'

import requests

url = "https://api.global.direct.reap.global/2026-07-13/cards"

payload = {
    "type": "<string>",
    "title": "<string>",
    "cardholderId": "<string>",
    "category": "<string>",
    "isRevolving": True,
    "expiresAt": "2023-12-25",
    "spendControl": {},
    "restriction": {
        "time": {
            "start": "<string>",
            "end": "<string>"
        },
        "category": {
            "allow": True,
            "ids": ["<string>"]
        }
    },
    "message": "<string>"
}
headers = {
    "x-api-key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    type: '<string>',
    title: '<string>',
    cardholderId: '<string>',
    category: '<string>',
    isRevolving: true,
    expiresAt: '2023-12-25',
    spendControl: {},
    restriction: {
      time: {start: '<string>', end: '<string>'},
      category: {allow: true, ids: ['<string>']}
    },
    message: '<string>'
  })
};

fetch('https://api.global.direct.reap.global/2026-07-13/cards', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.global.direct.reap.global/2026-07-13/cards",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'type' => '<string>',
    'title' => '<string>',
    'cardholderId' => '<string>',
    'category' => '<string>',
    'isRevolving' => true,
    'expiresAt' => '2023-12-25',
    'spendControl' => [
        
    ],
    'restriction' => [
        'time' => [
                'start' => '<string>',
                'end' => '<string>'
        ],
        'category' => [
                'allow' => true,
                'ids' => [
                                '<string>'
                ]
        ]
    ],
    'message' => '<string>'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "x-api-key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.global.direct.reap.global/2026-07-13/cards"

	payload := strings.NewReader("{\n  \"type\": \"<string>\",\n  \"title\": \"<string>\",\n  \"cardholderId\": \"<string>\",\n  \"category\": \"<string>\",\n  \"isRevolving\": true,\n  \"expiresAt\": \"2023-12-25\",\n  \"spendControl\": {},\n  \"restriction\": {\n    \"time\": {\n      \"start\": \"<string>\",\n      \"end\": \"<string>\"\n    },\n    \"category\": {\n      \"allow\": true,\n      \"ids\": [\n        \"<string>\"\n      ]\n    }\n  },\n  \"message\": \"<string>\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("x-api-key", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.global.direct.reap.global/2026-07-13/cards")
  .header("x-api-key", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"type\": \"<string>\",\n  \"title\": \"<string>\",\n  \"cardholderId\": \"<string>\",\n  \"category\": \"<string>\",\n  \"isRevolving\": true,\n  \"expiresAt\": \"2023-12-25\",\n  \"spendControl\": {},\n  \"restriction\": {\n    \"time\": {\n      \"start\": \"<string>\",\n      \"end\": \"<string>\"\n    },\n    \"category\": {\n      \"allow\": true,\n      \"ids\": [\n        \"<string>\"\n      ]\n    }\n  },\n  \"message\": \"<string>\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.global.direct.reap.global/2026-07-13/cards")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["x-api-key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"type\": \"<string>\",\n  \"title\": \"<string>\",\n  \"cardholderId\": \"<string>\",\n  \"category\": \"<string>\",\n  \"isRevolving\": true,\n  \"expiresAt\": \"2023-12-25\",\n  \"spendControl\": {},\n  \"restriction\": {\n    \"time\": {\n      \"start\": \"<string>\",\n      \"end\": \"<string>\"\n    },\n    \"category\": {\n      \"allow\": true,\n      \"ids\": [\n        \"<string>\"\n      ]\n    }\n  },\n  \"message\": \"<string>\"\n}"

response = http.request(request)
puts response.read_body

{
  "id": "card_01JZ2Q4T4J7QF2G6Z3X9A1B5CD",
  "type": "virtual",
  "status": "active",
  "title": "Travel card",
  "last4": "4242",
  "expiresAt": "2028-08-31",
  "isRevolving": false,
  "planType": "topUp",
  "category": "travel",
  "cardholder": {
    "userId": "user_01JZ2Q1J4Y8P7M6N5K3H2G1F0E",
    "name": "Ada Lovelace",
    "email": "ada@example.com"
  },
  "spendCap": {
    "amount": "5000.00",
    "currency": "USD"
  },
  "spentAmount": {
    "amount": "0.00",
    "currency": "USD"
  },
  "spendControl": {
    "limits": {
      "transaction": {
        "amount": "1000.00",
        "currency": "USD"
      },
      "monthly": {
        "amount": "5000.00",
        "currency": "USD"
      }
    },
    "spent": {
      "monthly": {
        "amount": "0.00",
        "currency": "USD"
      }
    },
    "atm": {
      "dailyWithdrawal": {
        "amount": "500.00",
        "currency": "USD"
      },
      "dailyFrequency": 3
    }
  },
  "restriction": {
    "time": {
      "start": "09:00",
      "end": "18:00"
    },
    "category": {
      "allow": true,
      "ids": [
        "travel"
      ]
    }
  },
  "createdAt": "2026-07-13T08:00:00.000Z",
  "updatedAt": "2026-07-13T08:00:00.000Z"
}

Authorizations

x-api-key

string

header

required

Enter your API key

Headers

Idempotency-Key

string

Replaying the same key returns the original result.

Body

application/json

type

string

required

Type of card to create.

Allowed value: "virtual"

title

string

required

Nickname for the card.

Maximum string length: 255

Pattern: \S

cardholderId

string

required

User ID of the team member who will hold the card. Use a userId returned by the team-members endpoint.

planType

enum<string>

Funding plan. Defaults to subscription; topUp uses fixed reserved credit supplied in spendCap.

Available options:

subscription,

topUp

Response

Card created. When the card is not yet readable, the body degrades to { id, status: "pending" } — poll the Location header.

Option 1
Option 2

string

required

Unique card ID.

type

enum<string>

required

Card form factor.

Available options:

virtual,

physical

status

enum<string>

required

Derived card lifecycle status. Pending physical cards await activation; expiring physical cards are within 90 days of expiry.

Available options:

pending,

active,

frozen,

inactive,

expiring,

expired,

terminated

title

string | null

required

Card nickname.

last4

string | null

required

Last four digits of the card number.

expiresAt

string<date> | null

required

Card expiration date in YYYY-MM-DD format. Time is unsupported.

Pattern:

^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))$

isRevolving

boolean

required

Whether the card draws funds from the revolving budget.

planType

enum<string> | null

required

Funding plan: physical identifies physical-card plans, subscription cards can share the revolving budget, and top-up cards use fixed reserved credit.

Available options:

physical,

subscription,

topUp

Guides

API Reference

Authorizations

Headers

Body

Response